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For life’s moments big and small
As your Partners in Money, our attitude is to be responsible, fast and always ready to help. So, what are you looking for today?
Featured offers and updates from Latitude
Latitude 28° Platinum Mastercard
Latitude GO Mastercard credit card
Check your Personal Loan interest rate in 2 mins
Why partner with Latitude?
Easy
We hear you, big-time. You want easy. Let’s start with easy application, rapid response, flexible repayments, and oh-so-simple account monitoring. Online and on your mobile.
Nothing hidden
See all the interest rates and fees up front. No tricky finance talk. Just clear and open, always.
Everyone’s included
We’re all different, so it makes sense to assess applications individually. That’s why we tailor our rates based on your circumstances.
Let’s work together
We get it. Borrowing money is a big deal for everyone so we’re here as your money-partners, finding the best way to make it happen. And when life changes, we’ll help work it out together.
$0
Annual fee waived for the first year (normally $96)
$0
international transaction fees on purchases
$0
currency conversion fees on purchases
$0
additional cardholder fee
0% p.a
up to 55 days interest free on purchases#
27.99% p.a
interest rate on purchases
Min credit limit
$1000
Interest rate on cash advances
29.99% p.a.
Interest rate on balance transfers
Please refer to the Balance Transfer interest rate, term and balance transfer fee set out in any offer presented to you.
Cash advance fee
3.5% of the cash advance or $4 (whichever is greater).
Payment handling fee
$3.95 (in person), $1.95 (online). You can avoid this fee by making your payments via mail, direct debit or via the Latitude Service Centre.
Paper statements
$5.00 You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.
Late fee
$45
Balance Transfer fee
Up to 3% of balance transfer amount
Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Latitude Credit Card General Terms and Conditions
Latitude 28° Global Platinum Mastercard Key Facts Sheet
Latitude 28° Global Platinum Mastercard Rewards Program Terms and Conditions