No card fee in your first year6 plus ongoing rewards
Get a bonus $100 Rewards5 when you spend $1K a month in your first 3 months + ongoing Rewards up to $240 each year1 on eligible international and local purchases with a Latitude 28˚ Mastercard.
T&Cs, annual credit card fee (normally $96), and other charges apply. New customers only, must be approved by 28 August 2025. Minimum spend applies.
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Travel better, shop confidently and earn rewards
$0 annual fee + $0 international transaction fee
$0 card fee in your first year6 and spend $12,000+ annually on eligible purchases to have your fee waived year after year. New customers only.
Add a bonus $100 to your Latitude Rewards
When you spend $1,000 or more on eligible purchases every statement period in your first 3 months from approval5. New customers only, must be approved by 28 August 2025.
Get up to $120 in Latitude Rewards
Earn $10 in Rewards each month when you spend $1,000 on eligible purchases1. That's up to $120 per year! T&C apply. Learn more
Double your Latitude Rewards up to $240
Plus, earn an extra $10 in Rewards, when you spend the equivalent of AUD $1,000 per month on international purchases (overseas or online)1. New customers only. Learn more
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$0
Annual fee waived for the first year (normally $96)
$0
international transaction fees on purchases
$0
currency conversion fees on purchases
$0
additional cardholder fee
0% p.a
up to 55 days interest free on purchases#
27.99% p.a
interest rate on purchases
Min credit limit
$1000
Interest rate on cash advances
29.99% p.a.
Interest rate on balance transfers
Please refer to the Balance Transfer interest rate, term and balance transfer fee set out in any offer presented to you.
Cash advance fee
3.5% of the cash advance or $4 (whichever is greater).
Payment handling fee
$3.95 (in person), $1.95 (online). You can avoid this fee by making your payments via mail, direct debit or via the Latitude Service Centre.
Paper statements
$5.00 You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.
Late fee
$45
Balance Transfer fee
Up to 3% of balance transfer amount
Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Latitude Credit Card General Terms and Conditions
Latitude 28° Global Platinum Mastercard Key Facts Sheet
Latitude 28° Global Platinum Mastercard Rewards Program Terms and Conditions
Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer
Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer
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