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Shop smart with Interest Free
From home upgrades to your weekly grocery run, shop smart with a Latitude Gem Visa credit card and enjoy more time to pay.
Shop smart and enjoy everyday offers with Latitude Gem Visa
Instant 0% interest on $250+ purchases
Enjoy 0% interest instantly on general purchases of $250 or more for 6 months – anytime, anywhere.
0% interest offers from 6 – 60 months
Take the stress out of big purchases with 0% interest payment plans at 100s of retailers online and in-store3.
Top-rated app to complement your card
With a 4.8/5 App Store rating, the Latitude App helps you stay on top of payments and never miss a due date.
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0%
for 6 months on general purchases $250 and over
0%
on Interest Free Payment Plans
0%
up to 55 days interest free1 on general purchases
27.99%p.a.
interest rate on general purchases
$10.95
credit card fee charged monthly
Min credit limit
$1000
Expired Plan Rate
29.99% p.a.
Cash Advance Rate
29.99% p.a.
Balance Transfer Rate
The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered.
Cash advance fee
The greater of 3.5% or $4.
International transaction fee
3% on all purchases and cash advances
Payment handling fees
$0 when you pay via the Latitude App, Latitude Service Centre, mail, or direct debit. $1.95 (online using BPAY®). $3.95 (in person at Australia Post)
Late fee
$45
Online statements
$0 by opting to receive statements online. Simply login to the Latitude Service Centre.
Paper statements
$5.00
You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.
Balance transfer fee
Up to 3% of balance transfer amount
Before making a decision, please read Latitude Gem Visa Key Facts Sheet and Latitude Credit Card General Terms and Conditions to ensure you're aware of all fees, charges and interest rates.
Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer
Never miss an offer!
Interest free offers from 6-60 months
10% OFF
10% OFF selected hotels all year-round at Expedia
10% OFF
