Freeze your interest for 24 months.1
Ice your debt now, thrive later with 0% p.a. for 24 months on Balance Transfers to a Latitude GO Mastercard credit card.
3% balance transfer fee applies. New customers only, must be approved by 31 July 2025. T&Cs, card fee & other charges apply.
Make it yours, Interest Free.
Enjoy it now, pay later, Interest Free at thousands of retailers online and in-store.
The perfect card, everyday.
The Latitude GO Mastercard credit card offers up to 55 days interest free2 on general purchases, so it’s the perfect go-to card for your everyday spending too.
Ready, Set, Tap
Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.
Stay on track with your spending
With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.
Add another star to your accommodation!
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0%p.a.
on long-term Interest Free Payment Plans
0%p.a.
up to 55 days interest free2 on general purchases
27.99%p.a.
Purchase Rate on general purchases
$0
account establishment fee
$10.95
credit card fee charged monthly (subject to change)
Min credit limit
$1000
Expired Plan Rate
29.99% p.a.
Cash Advance Rate
29.99% p.a.
Balance Transfer Rate
The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered.
Cash advance fee
The greater of 3.5% or $4.
Payment handling fees
$0 when you pay via the Latitude App, Latitude Service Centre, mail, or direct debit
$1.95 (online using BPAY®)
$3.95 (in person at Australia Post)
Late fee
$45
Paper statements
$5.00
You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.
Balance Transfer fee
Up to 3% of balance transfer amount
International transaction fee
3% on all purchases and cash advances
International cash advance fee
$4, on top of the cash advance fee
International cash over the counter fee
$5, on top of the cash advance fee
Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer
Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer